3 Ways To Deal With a Business Fire

12/16/2020 (Permalink)

Image of file storage in flames at local business

Business fire in Coral Gables, FL

How To Move Forward After A Fire

When your business in Key West, FL, suffers fire damage, it can be overwhelming to know how to move forward. Luckily, there are steps you can take to get back to business as soon as possible. These three simple tips can help you be prepared and file a fire claim with all the necessary information.

1. Keep Good Records
When dealing with insurance, things go faster when your records are clear and organized. The best time to prepare for filing a claim is now, before you’ve had a fire. Always have up-to-date insurance and ensure your records are easy to find. Keep proof of business ownership and a ledger of all business expenses in a safe storage place or online.

2. Preserve Everything While Evaluating the Damage
Go through the entire property and take detailed notes about what has been damaged or destroyed. Be comprehensive and evaluate everything. Take pictures of the damage where possible. You may be tempted to clean up, but it’s in your best interests to keep everything as it is at first to help you prove the damage.

3. Call Your Insurance Company Immediately
Contact your insurance agent quickly to start processing your fire claim. The company will want to know exactly what was lost, when the fire happened, where it happened, who (if anyone) was involved or injured, what is the condition of the building, and what repairs you’ve made. The agent may ask for access to the police report if there is one.
This process will not be quick, and it involves a lot of communication. Keep everything and take detailed notes of all conversations you’ve had with the insurance company or anyone involved.
Dealing with a fire is difficult. While quickly submitting a fire claim can help you get reimbursed for the damages, a quality fire restoration service can help repair your property. Be prepared, act quickly, and find a professional to help with the damage.